GT Realty Services, Inc.

We assure you that GT Realty Services, Inc. is an FHA-certified appraisal firm in CO. This indicates that we are certified and approved by the FHA to do reports for house loans underwritten by them. A certain amount of the continuing training our staff at GT Realty Services, Inc. receives deals strictly with understanding the FHA's documentation and their rules and procedures.

Be sure to contact GT Realty Services, Inc. if you need an appraisal done for an FHA-secured loan.

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is make sure that the mortgage is taken care of in case the borrower doesn't pay their loan. Low-income and moderate-income consumers benefit from an FHA-secured loan; the point of the Federal Housing Administration is to aid credit-worthy buyers to meet expectations and qualifications for lenders that they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are incredibly useful to those purchasers with less available cash.